Commercial Excess Liability Insurance

Lead, Buffer, and Higher Attachments

When your commercial clients need excess liability protection above their primary limits, finding the right market can be a struggle. Complex risks like manufacturing operations, hospitality venues, or specialized contractors often require nuanced underwriting and flexible coverage terms that many carriers simply can't provide.
TAU bridges that gap with comprehensive excess liability solutions designed for today's diverse commercial marketplace. Our experienced underwriters evaluate each risk individually, offering competitive programs that help protect your clients' assets while growing your commercial book of business.
What makes TAU your go-to excess liability partner:
We understand complex commercial risks and make them simple to write.
From hospitality operations requiring liquor liability to manufacturers with specialized product lines, our team has the knowledge and capacity to structure excess programs that work. 
We offer swift quote turnarounds, competitive pricing, and coverage flexibility, enabling you to confidently approach complex commercial accounts knowing you have a reliable market behind you.

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MARKETING COLLATERAL

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Coverage Highlights

Capacity up to $5M (higher limits available!)
Commercial Excess Liability
Excess Products Liability
Excess Liquor Liability
Lead, Buffer, and Higher Attachments

Target Classes

Commercial Contractors
Habitational
Hospitality
Livery
Manufacturing
NEMT (Non-Emergency Medical Transport)
Premises / Operations / Services
Products
Transportation

Specialized Coverage Areas

Hospitality Risks

  • GL, Liquor Liability, and Excess
  • Bars, taverns, gentlemen's clubs, restaurants, nightclubs, lounges, card rooms, casinos, and hotels

Manufacturing / Products Liability 

  • Focus on specialized sectors including nutraceuticals, dietary supplements, commercial / industrial machinery & equipment, specialty firearms for military & law enforcement, and select consumer products (under $50M sales)

Ready to expand your commercial excess capabilities?

Our underwriting team is here to help with complex liability exposures – let’s secure the coverage your clients need.

Commercial Auto Liability Insurance

Commercial Auto Physical Damage Insurance

Motor Truck Cargo Insurance

Dealers Open Lot Insurance

Garage Keepers Legal Liability Insurance

Non-Trucking Liability Insurance

GAP Insurance

Excess Motor Truck Cargo Insurance

Excess Terminal Insurance

OUR INSURANCE LEGACY CONTINUES

From our transportation roots to broader P&C industry knowledge, our in-house specialists cover it all in our LinkedIn Newsletter. Never miss an update!

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(800) 297-5536

CONCORD, CA

2001 Clayton Road, Suite 200
Concord, CA 94520
(925) 332-5768

PHOENIX, AZ

4722 N 24th St. Suite 475
Phoenix, AZ 85016

MARIETTA, GA

319 Atlanta Street SE Unit 220
Marietta, GA 30060
(770) 977-5610
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TAU can now quote a variety of construction risks through our new P&C Division!
Check out all of the other Property & Casualty classes, like Garage and Inland Marine, now available.
WAIT! Have you heard?!
TAU can now quote a variety of construction risks through our new P&C Division!
Check out all of the other Property & Casualty classes, like Garage and Inland Marine, now available.
WAIT! Have you heard?!
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